Basic Life insurance – You receive Basic Life insurance coverage at no cost to you, and you do not need to enroll in any other health and protection program. Basic Life insures you for 2 times your basic annual earnings, up to a maximum of $500,000.

In addition to Basic Life, eligible employees may purchase additional Voluntary Life insurance at favorable group rates. Participants pay 100% of the premium. Note: It is important to provide beneficiary information during the enrollment process and keep this information up to date. If you decline Voluntary Life insurance when first eligible or if you elect coverage and wish to increase your benefit amount at a later date, evidence of insurability may be required before coverage is approved.

• For you: Increments of $10,000 up to lesser of 5 times your covered annual earnings or $500,000. Guaranteed issue of $300,000. 
• For your spouse: Increments of $5,000, up to a maximum of $250,000. Guaranteed issue of $25,000.  
• For your children: Increments of $2,000, up to a maximum of $10,000. Guaranteed issue of $10,000.